South Carolina Real Estate CE Courses Online (SC License Renewal)

The purpose of license law 40-57 is to protect the consumer when involved in a real estate transaction. In this chapter, we will look at parts of 40-57-135, which pertain to the disclosure of personal interests in real estate. You will learn about the duties you owe customers and clients, including the duty of disclosure. In particular, we will review when and how disclosure must be made if you have a personal interest in a property that you are buying, selling, or renting. 

We will continue to review the disclosure laws from 40-57 that pertain to advertising. Another important disclosure that you need to make is regarding agency relationships. It’s important to understand the different types of agency and what they mean to customers versus clients. Not only do you need to have consumers sign a Disclosure of Brokerage Relationships form, but certain types of agency also require additional forms to be completed. 

As a licensee, you have a responsibility to ensure that material facts are disclosed. According to SC statute, a seller must furnish to the buyer a written disclosure statement, and it may be delivered electronically through the Internet or other similar methods. It is important for you to understand what is considered a material fact and know your responsibilities when it comes to their disclosure.

There are many other disclosures that you must be aware of as a licensee. It is important to make sure that the parties to the transaction are aware of anything that could impact their decision to ratify the contract. This includes knowing when fees are being paid by multiple parties, multiple buyers in a transaction, or if a licensee wishes to purchase a company listing. Other disclosures that you should be aware of include environmental hazards and health risks. We will wrap up the course with a discussion about the disciplinary actio

Do you feel prepared for a cyber attack? This course will help you to identify scams and how cybercriminals gain access to organizations’ network systems with the intention of stealing data or holding files hostage. You will learn why real estate organizations are targeted, preventative measures to protect your data, and guidelines for establishing a cybersecurity policy manual.

Course Highlights

•    Learn about types of cybersecurity attacks
•    Understand why cybersecurity is necessary
•    Explore why real estate organizations are targeted for cyber crimes
•    Gain knowledge on how to prevent cyber attacks
•    Learn how to establish a cybersecurity policy
 

This course covers information to aid real estate licensees in better understanding how to comply with the laws the govern real estate property condition disclosure. This course covers the obligations of sellers, buyers, and agents in the discovery and disclosure of residential property conditions. Focus is given to requirements for making environmental hazard disclosures and handling stigmatized property disclosure exceptions.

COURSE HIGHLIGHTS

•    Recall material facts and defects that require seller disclosure is most states.
•    Describe the obligations of sellers and seller agents in providing property condition disclosures to potential buyers.
•    Describe the obligations of buyer agents in ensuring clients understand the seller’s disclosure process and important steps in buyer due diligence.
•    Learn about the health risks and disclosure requirements for potential internal and external environmental hazards.
•    Review how to handle inquires and disclosure exceptions related to stigmatized property, HIV/AIDs exposure, and sex offenders.
•    Read case information to learn how courts have ruled in different states and under different circumstance in handling complaints related to the property disclosure obligations and liabilities of individuals involved in a real estate sales transaction.
 

Real estate licensees should have some familiarity with the laws that prohibit discrimination against persons who have a disability and their animals. This course covers how to comply with the anti-discriminatory provisions of the Americans with Disabilities Act and the Fair Housing Act that protect persons with disabilities and their animals. 

Real estate professionals need to stay aware of demographic shifts that impact consumers’ home buying and selling. This course focuses on the demographics and home buying and selling trends for six generation groups: Silent Generation, Baby Boomers, and Generations X, Y, Z, and A. Based on four important generation home buying trends, specific focus is given to environmentally-friendly home features, multi-generational home solutions, planned unit developments, and first-time home buyer preparedness. 

COURSE HIGHLIGHTS

• Learn the birth dates that define each generation group and gain an understanding of the major life experiences that shaped the attitudes and behaviors of group members.
• Discover current home buying and selling trends for each generation group.
• Review detailed information about features that make a home energy-efficient and resources for helping your buyer-clients assess if a home satisfies their environmentally-friendly needs.  
• Learn why and how accessory dwelling units may be a solution for clients seeking multi-generational home solutions.
• Be better prepared to guide first-time Gen Xer and Millennial home buyers through the complex home purchase process with a focus on preparedness for mortgage loan approval. 

The purpose of this course is to provide real estate licensees a foundational understanding of workforce housing. This course first defines workforce housing and its purpose. Licensees learn about creative workforce housing projects initiated and funded by employers and other stakeholders. Focus is given to financing options available to low- and middle-income homebuyers.

COURSE HIGHLIGHTS

• Gain an understanding of how workforce housing is defined and how it can improve current worker shortage and affordable housing challenges.
• Learn about creative and diverse methods that have been used by employers to provide affordable housing options that attract and retain workers.
• Discover why and how real estate developers, nonprofits, and other key stakeholders have worked together to offer affordable housing solutions in areas where home prices are out of reach for middle-income workers.
• Gain an understanding of different types of mortgage loan programs that are structured to provide affordable home financing options to homebuyers who have low or moderate income, including how buyers qualify for a loan and key loan features and benefits.